On Wednesday, during its weekly meeting chaired by Prime Minister Mostafa Madbouly, the Egyptian Cabinet approved the continuation of providing mortgage financing to beneficiaries listed under the presidential initiative “Housing for All Egyptians” (Phases 1, 2, and 3), while maintaining the same previous conditions.
This decision reflects the government’s commitment to facilitating citizens’ access to suitable housing units at affordable prices, especially for low- and middle-income groups.
The decision includes maintaining the reduced annual interest rate ranging between 3% and 8% on a declining basis, for a repayment period of up to 30 years, in accordance with the Central Bank of Egypt’s mortgage finance initiatives.
This measure comes in line with the recent amendments to the Central Bank’s initiatives, which will apply to all financing granted starting from October 15, 2025. The objective is to ensure the stability of the mortgage finance system and preserve the benefits offered to the target segments of the presidential initiative.
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