Until Sunday, September 28, 2025, the Ministry of Housing, Utilities, and Urban Communities announced the extension of the booking period, the purchase of the terms booklet, and the payment of reservation deposits and administrative fees under the second offering of the presidential initiative “Housing for All Egyptians 7”, which targets citizens in the low- and middle-income categories.
Payment System for “Housing for All Egyptians 7” Apartments
At the beginning, applicants must pay non-refundable registration fees through available electronic payment methods on the official Digital Egypt platform. These include credit or debit cards, the “Khalis” collection network, Meeza cards, or Meeza wallets. In addition, the reservation deposit must also be paid. The reservation deposit is refundable in case of non-allocation, while administrative fees remain non-refundable. These payments can also be made through any equipped post office in cities and governorates where residential units are available, 48 hours after successful registration on the Digital Egypt platform.
A 5% fee of the unit’s selling price is charged as a contribution to the maintenance of the residential project where the unit is located. This amount is permanently allocated to maintaining the architectural character of the project and preserving real estate assets in line with the resolutions of the Fund’s Board of Directors. It can either be paid in cash upon contract signing or incorporated into the financing granted to the customer. Furthermore, a unit owners’ association will be established in the future for each residential project, and owners will be obligated to pay the amounts set by the association.
The maximum monthly installment for the housing unit, including the maintenance amount (if financed), must not exceed 40% of the applicant’s net monthly income. This percentage may be adjusted in accordance with decisions of the Central Bank of Egypt or the Financial Regulatory Authority regarding mortgage finance regulations. The system also allows for an increasing installment plan, with a rise not exceeding 7% annually over the loan period. The calculation is based on the unit price, the applicant’s income, and age.
Conditions Before Contracting for the Allocated Unit
Before signing the contract under the Fund’s automated allocation system, the following conditions must be met:
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Approval of the application file after field and credit investigations.
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Completion of the required percentage of the down payment for the residential unit according to subsidized mortgage finance rules. This comes with a fixed interest rate of 8% annually for low-income applicants and 12% annually for middle-income applicants, for a maximum period of 20 years. These factors are determined by the applicant’s income, age, and other related criteria.
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The unit’s selling price includes direct cash support, determined based on the applicant’s income. This type of support is limited to low-income applicants only and is deducted from the final price of the unit, excluding indirect support.
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The value of the cash subsidy is calculated according to the applicant’s income at the time of loan disbursement and financing approval.
To stay updated on the latest official offerings and browse thousands of residential properties across different cities, visit the Official Egyptian Real Estate Platform — your safe destination for finding the right home for you and your family. You can also explore the features of the Mamsha Avenue project in the New Administrative Capital.